Account Verify

Verify a bank account number in Nigeria and returns the name of the account holder.

Endpoint

POST /kyc/nga/account-number

Authentication

Type	Location	Name
API Key	Header	x-api-key

Request body

Content-Type: application/json

Parameters

Parameter	Type	Required	Description
account_number	string	Yes	Bank account number to verify, format 10-digit NUBAN.
nip_code	string	Yes	Bank NIP code. See the endpoint /kyc/nga/banks for the list of codes.

Request example

{
  "nip_code": "000015",
  "account_number": "0123456789"
}

Responses

200 Success

Response parameters

Parameter	Type	Description
serviceResultCode	integer	Code that indicates the overall result of the service execution. See Service Result Code
serviceTime	string	Processing time (milliseconds).
serviceResultLog	string	Descriptive field for the result of the service execution. Includes details when there is an error or exception in the module.
serviceTransactionId	string	Transaction identifier associated with the request processed by the API.
data	object	Object with the verified account data. See table below.

Response parameters — data

Parameter	Type	Description
name	string	Account holder name of the account.
account_number	string	Verified account number.
bvn	string | null	BVN associated with the account (null if not available).
bank	object	Object with the bank data. See table below.

Response parameters — data.bank

Parameter	Type	Description
name	string	Bank name.
code	string	Bank NIP code.

Service Result Code

The serviceResultCode indicates the overall result of the service execution:

serviceResultCode	Description	HTTP code
200	The service execution was successful, the module processed the request correctly.	200

Response example

{
  "serviceResultCode": 200,
  "serviceTime": "1100",
  "serviceResultLog": "Success",
  "serviceTransactionId": "d30g124h-23h1-0g2k-g75g-1h570gi11ij",
  "data": {
    "name": "JOHN PAUL DOE",
    "account_number": "0123456789",
    "bvn": "12345678901",
    "bank": {
      "name": "Zenith Bank",
      "code": "000015"
    }
  }
}

400 Bad Request

Error returned with the service envelope (serviceResultCode reflects the HTTP code of the response):

{
  "serviceResultCode": 400,
  "serviceResultLog": "Sorry, lookup failed. Please check the details and try again",
  "serviceTime": "151", 
  "serviceTransactionId": "08ac9699-dc9e-4cdc-81d7-264f71838309"
}

502 Bad Gateway

Returned when the service is temporarily unavailable or its response could not be interpreted. The body uses the service envelope with serviceResultCode: 500:

{
  "serviceResultCode": 500,
  "serviceResultLog": "Service temporarily unavailable. Please try again later",
  "serviceTime": "3000",
  "serviceTransactionId": "38de2932-0f2h-7gff-14g0-597h04161632"
}

504 Gateway Timeout

Timeout error, returned with the service envelope:

{
  "serviceResultCode": 504,
  "serviceResultLog": "Request timeout. Please try again",
  "serviceTime": "30000",
  "serviceTransactionId": "48ef3043-1g3i-8hgg-25h1-608i15272743"
}

Authentication errors (401/403) are rejected by the gateway before reaching the service and do not use the envelope serviceResultCode. Platform validation errors use the format application/problem+json. See Error handling for details of the three response forms.