> For the complete documentation index, see [llms.txt](https://docs.facephi.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.facephi.com/docs.facephi-en/rest-api/identity-api/identity-api-reference/onboarding/kyc/nigeria/banking-services/banks-list.md).

# Banks List

Returns the **complete list** of Nigerian banks with their codes **NIBSS/NIP** for use in account verification.

### Endpoint

```
GET /kyc/nga/banks
```

### Authentication

| Type    | Location | Name          |
| ------- | -------- | ------------- |
| API Key | Header   | **x-api-key** |

### Responses

#### `200` Success

#### Response parameters

| Parameter              | Type    | Description                                                                                                                    |
| ---------------------- | ------- | ------------------------------------------------------------------------------------------------------------------------------ |
| `serviceResultCode`    | integer | Code that indicates the **overall result** of the service execution. See [Service Result Code](#service-result-code)           |
| `serviceTime`          | string  | Processing time **(milliseconds)**.                                                                                            |
| `serviceResultLog`     | string  | Descriptive field for the result of the service execution. Includes details when there is an error or exception in the module. |
| `serviceTransactionId` | string  | Transaction identifier associated with the request processed by the API.                                                       |
| `data`                 | object  | Object with the list of banks. See table below.                                                                                |

#### Response parameters — `data`

| Parameter    | Type    | Description                              |
| ------------ | ------- | ---------------------------------------- |
| `banks`      | array   | List of Nigerian banks. See table below. |
| `totalBanks` | integer | **Total number** of banks in the list.   |

#### Response parameters — `data.banks[]`

| Parameter  | Type   | Description      |
| ---------- | ------ | ---------------- |
| `bankCode` | string | Bank code.       |
| `bankName` | string | Bank name.       |
| `nipCode`  | string | Bank's NIP code. |

#### Service Result Code

The `serviceResultCode` indicates the overall result of the service execution:

| serviceResultCode | Description                                                                       | HTTP code |
| ----------------- | --------------------------------------------------------------------------------- | --------- |
| 200               | The service execution was successful, the module processed the request correctly. | 200       |

#### Response example

```json
{
  "serviceResultCode": 200,
  "serviceTime": "500",
  "serviceResultLog": "Success",
  "serviceTransactionId": "e41h235i-34i2-1h3l-h86h-2i681hj22jk",
  "data": {
    "banks": [
      {
        "bankCode": "044",
        "bankName": "Access Bank",
        "nipCode": "044"
      },
      {
        "bankCode": "063",
        "bankName": "Access Bank (Diamond)",
        "nipCode": "063"
      },
      {
        "bankCode": "023",
        "bankName": "Citibank Nigeria",
        "nipCode": "023"
      },
      {
        "bankCode": "050",
        "bankName": "Ecobank Nigeria",
        "nipCode": "050"
      },
      {
        "bankCode": "011",
        "bankName": "First Bank of Nigeria",
        "nipCode": "011"
      },
      {
        "bankCode": "058",
        "bankName": "Guaranty Trust Bank",
        "nipCode": "058"
      },
      {
        "bankCode": "033",
        "bankName": "United Bank For Africa",
        "nipCode": "033"
      },
      {
        "bankCode": "057",
        "bankName": "Zenith Bank",
        "nipCode": "057"
      }
    ],
    "totalBanks": 22
  }
}
```

#### `400` Bad Request

Error returned with the service envelope (`serviceResultCode` reflects the HTTP response code):

```json
{
  "serviceResultCode": 400,
  "serviceResultLog": "Sorry, lookup failed. Please check the details and try again",
  "serviceTime": "151",
  "serviceTransactionId": "08ac9699-dc9e-4cdc-81d7-264f71838309"
}
```

#### `502` Bad Gateway

Returned when the service is temporarily unavailable or its response could not be interpreted. The body uses the service envelope with `serviceResultCode: 500`:

```json
{
  "serviceResultCode": 500,
  "serviceResultLog": "Service temporarily unavailable. Please try again later",
  "serviceTime": "3000",
  "serviceTransactionId": "38de2932-0f2h-7gff-14g0-597h04161632"
}
```

#### `504` Gateway Timeout

Timeout **error**, returned with the service envelope:

```json
{
  "serviceResultCode": 504,
  "serviceResultLog": "Request timeout. Please try again",
  "serviceTime": "30000",
  "serviceTransactionId": "48ef3043-1g3i-8hgg-25h1-608i15272743"
}
```

{% hint style="info" %}
Authentication errors (`401`/`403`) are rejected by the **gateway before reaching the service** and **do not** use the envelope `serviceResultCode`. Platform validation errors use the format `application/problem+json`. See [Error handling](/docs.facephi-en/rest-api/identity-api/identity-api-reference/onboarding/kyc/nigeria.md#manejo-de-errores) for details on the three response forms.
{% endhint %}